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ASSET MANAGER 2.0 _____________________________________________________
Assets Manager 2.0 Software Solution manages the Assets in the form of Loans of Banks and Financial Institutions. It handles all types of repayment instruments, Statutory functions and CRM. Asset Manager Ver 2.0 handles ECS - Electronic Clearance System, PDCs - Post Dated Cheques and SIs- Standing Instructions, ie., all types of Instruments.It is being used by the RACPCs of SBI for 3 years .
Assets
Manager 2.0
METHODOLOGY Banking Functions: The Solution Provides with, Statutory Banking Functions such as all outward clearances, Returned Instruments Handling and Customer History.
MIS: The Solution generates very useful Management Information on the categories of Customers, the quantum of recoveries against the advances etc.
CRM: The Solution has built in CRM that automatically generates CRM reports that corresponds / communicates with the customers.
This helps the Banks and Financial Institutes bring down the NPAs and maintain healthy accounts.
Asset Manager 2.0 application was developed on Glassfish Application Server V2 .This web application is designed on JSF frame work using Netbeans 6.0 IDE .Reports was designed using Jasper Reports 3.0.0. Assets Manager 2.0besides being a web application is SOLUTION(System) for Post dated Cheques Management where in a set of procedures and checks & Balances are built in. They are grouped into,
I.
Organize
and view the PDC'S And ECS Details.
II.
Perform
Outward clearance function
III. Managing
ECS presentation with settlement dates
IV.
Manage
Returned cheques and ECS Returns
V.
Generate
statutory and information
reports
1.
Database.
Assets
Manager 2.0maintains
masters
files
for a)
Customer data, b) Loan Types, c) Dealing Officers, d)
Transaction Code(instrument types), e)Banks f) Cities g) Branches and h)
holidays
Transaction
tables
for a)
Post dated Cheques, b) Presented Cheques c) Returned cheques
d) ECS e) ECS presents and d) ECS Returns.
2.
First
step in the system implementation is to
organize all the master files and create PDC and ECS
tables.
3.
PDC
and ECS Submission.
When
a customer submits Post Dated Cheques or entering details in
ECS entry, a master entry is created for PDC or ECS. For ECS
it will identify the customer with unique ECS Number. Then his
PDC details are entered through the Application forms. At the
end of PDC data creation, a checklist is generated
automatically. This checklist is given to the customer along
with his Pdc's to verify the correctness of the data entry and
return them along with his signature on the checklist.
On
receiving the checked checklist, the System user will make
necessary changes and then presses theCOMMITbutton.
Then
the data is committed to the main database from a buffer
table. And the user generatesISSUE
OF PDCS IN BANKERS FAVOR - LETTER.The
customer signs this letter and hands it over to the dealing
officer along with Post Dated
Cheques.
This way, the steps of PDC data creation, generation of a checklist, Checking it, Committing and generation of "ISSUE OF PDCS IN BANKERS FAVOR - LETTER." are organized into a systematic method.
4.
Outward
Clearance.Apart
from picking up PDCs data of a given date, this module is
provided with a few very useful tools.
· Pick
PDCS of previous to Clearance Date. The user can select PDC date
and Outward Clearance date separately, thus enabling to pick
up PDCs of a previous date for current date Outward Clearance.
This would be useful in the event when a PDC date falls on a
· Re-present
a returned cheque.A
facility to pick up a returned cheque and include it in
current Outward Clearance. This is useful to re-present a
returned cheque on the customer's request.
5.
Core
Bank Interface.
An
ASCII file is created as per RBI's Procedural Guidelines to be
uploaded for Core Bank Interface.
Outward
clearance report is
generated.Pdc
reminder letteris
generated automatically for those customers for whom only one
PDC is left
6.
Customer
History.User
can enter an account number and view the history of a
customer. It includes on a given date, his Post Dated Cheques,
his presented cheques and his Returned cheques
details.
7. Create Returned Cheques Entry. On entering cheque number, the rest of the details are picked up from the previously entered PDCs data. On saving a Returned cheque record, a bounced pdc - intimation lettergenerated automatically
REPORTS
· PDCs
CHECK LIST
·
ISSUE
OF PDCS IN BANKERS FAVOR - LETTER
·
OUTWARD
CLEARANCE REPORT
· BOUNCED PDC - INTIMATION LETTER
· PDC REMINDER LETTER
·
RETURNED
CHEQUES REGISTER
·
DEALING
OFFICER WISE PDCS WANTING LIST
· PER
SEGMENT ADVANCESREPORT
· MASTER
REPORTS
· ECS
LISTS (DATE WISE, ECS NUMBER WISE, DESTINATION ACCOUNT NUMBER,
LOAN ACCOUNT NUMBER, LOAN REJECTED, ECS PRESENTED, ECS
REJECTED)
· ECS RETURNS
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is developed with the standards conforming to